As a Marine Corps civilian Nonappropriated fund retiree (NAF), you may be eligible for a continuation and comprehensive program of benefit plans that are provided to increase the quality of your life. To assist you in understanding how important these benefits are – to you and your family – we have prepared this handbook to explain what plans are available, how each plan works, and what benefits you might be eligible to receive as a retiree. Your Human Resources office will advise you of your continuation options at the time of your retirement.

In this handbook, you will find up-to-date summaries or brief information on:

• Department of Defense Uniform Health Plans
• Health Maintenance Organizations (HMO)
• Your Life Insurance Plan – including Optional Insurance
• Retirement Plan
• 401(k) Plan

The plan summaries in the handbook are intended to give you an easy-to-use reference guide to your benefits. However, a summary of this type cannot cover all the details. Each of your benefit plans is fully documented in an official plan document.

If there is any discrepancy between the official plan documents and this summary, the official plan documents will always govern.

The Employee Benefits Handbook for Retirees is provided for your information. Retain it in a safe place for future reference.

The Employee Benefits Handbook for Retirees is provided for your information. Retain it in a safe place for future reference.

About Your Benefits Handbook

As a Marine Corps civilian Nonappropriated fund retiree (NAF), you may be eligible for a continuation and comprehensive program of benefit plans that are provided to increase the quality of your life. To assist you in understanding how important these benefits are – to you and your family – we have prepared this handbook to explain what plans are available, how each plan works, and what benefits you might be eligible to receive as a retiree. Your Human Resources office will advise you of your continuation options at the time of your retirement.

In this handbook, you will find up-to-date summaries or brief information on:

• Department of Defense Uniform Health Plans
• Health Maintenance Organizations (HMO)
• Your Life Insurance Plan – including Optional Insurance
• Retirement Plan
• 401(k) Plan

The plan summaries in the handbook are intended to give you an easy-to-use reference guide to your benefits. However, a summary of this type cannot cover all the details. Each of your benefit plans is fully documented in an official plan document.
If there is any discrepancy between the official plan documents and this summary, the official plan documents will always govern.