The open enrollment period for Marine Corps NAF Civilians will be held 1 – 30 November 2026

The elections you make during Open Enrollment will take effect January 1, 2027.

If you are not changing anything, your current plan will carry over into 2027, except your FSA elections which need to be elected each year.

Open Enrollment Sneak Peek

Open Enrollment for 2027: November 1–30

Make your elections in PeopleSoft Self Service by November 30. You can enroll in, change or cancel health, FSA and short-term disability coverage. If you don’t have access to PeopleSoft contact your local HR office. 

What you can do during Open Enrollment

• Enroll in, switch, cancel or waive health coverage
• Add or remove dependents
• Enroll in an HSA (available with the HDHP)
• Enroll in an FSA. Elections don’t renew automatically, so you need to re-enroll every year.

Note: If you choose the HDHP with an HSA, you can’t have a Health Care FSA. You can still have a Dependent Care FSA.

2027 Health Care FSA: contribution limit $3,500 (projected), rollover limit $700 (projected)

Healthcare costs are rising nationwide. The main drivers are higher medical and prescription costs, more use of services and ongoing inflation. Medical plan costs for 2027 will go up by:

Aetna highlights in 2027

• No plan design changes: copays, coinsurance and out-of-pocket max stay the same
• The health incentive goes up from $300 to $400 each for employees and covered spouses
• CONUS: two new incentives, plus Cylinder, a new gut health program
• OCONUS: the wellness platform moves to Personify, where you’ll do your health assessment and online journeys to earn incentives

Get the most from your Aetna benefits

• Schedule your annual wellness exam and preventive care
• Earn health incentives
• Use virtual care (Teladoc, virtual visits) when it makes sense
• Compare plans to find the right fit for you and your family
• Use a pre-tax FSA or HSA to pay for deductibles, copays, coinsurance, dental, vision and more

Get help deciding

• Visit nafhealthplans.com for premium rates, plan details, forms and events
• Get personalized recommendations from ALEX, the interactive benefits counselor for medical, dental and FSA options
• Sign up for an Aetna Open Enrollment call to learn about plan features and ask questions
• Live in the National Capital Region, Southern California or Hawaii? Ask your local NAF HR office about HMO options.

We know rising costs are tough. Our goal is to keep your benefits competitive and high quality while keeping the plan sustainable for the long term.

Need help enrolling? Follow the step-by-step Open Enrollment Self Service Guide.