The open enrollment period for Marine Corps NAF Civilians will be held 1 – 30 November 2024

Open Enrollment Sneak Peek

The elections you make during Open Enrollment will take effect January 1, 2025.

If you are not changing anything, your current plan will carry over into 2025, except your FSA elections which need to be elected each year.

Open Enrollment is your time to:

• Enroll in health benefits

• Switch plans

• Cancel or waive coverage Add or remove dependents

• Enroll in an HSA if you choose the HDHP option

• Enroll or re-enroll in an FSA

Visit your Aetna® health benefits website at nafhealthplans.com to:

Meet ALEX, your virtual benefits counselor. ALEX can help you compare your medical and dental plan options, and understand how the Flexible Spending Accounts (FSAs) and Health Savings Account (HSA) work.*

Consider the HDHP. Take a fresh look at how you can save with this plan.

Review the employee premiums for 2025.

What’s new?

The nafhealthplans.com website has a new look and logo!

As part of our mission of “Taking care of you,” we worked closely with Aetna®, our plan
administrator, to give your DoD NAF Health Benefits website a refreshing new look.

All the helpful information you need is still there, organized in new easy-to-use modules,
with categories based on what you need to do on the site at different points in the year.
• Explore benefits: Find details on plans, FSAs and additional benefits.
• Compare plans & enroll: Use online tools and tips to choose what works for you.
• Benefits 101: Read about Aetna.com, mobile apps and where to go for care.
• Wellness & rewards: Learn how to use your benefits to take healthy actions in 2025.
• News & resources: Find premium rates, upcoming events, medical forms and more.
• NAF employees and NAF retirees: Visit your page to find resources just for you.

Go to the homepage for nafhealthplans.com to start exploring.
 

Introducing three new programs in 2025
• Aetna® Back and Joint Care: Personalized digital exercise therapy, in partnership
with Hinge Health®, for anyone living with muscle and joint pain.
• CVS Weight Management: Support, resources and tools to help you achieve lasting
results when you’re prescribed a weight loss medication.
• Hello Heart: No-cost app and free smart blood pressure monitor to manage your
heart health and get real-time tips.

Changes to your coverage

The average premium cost of your annual medical coverage for 2025 is almost $14,700
per employee. It’s important for you to know that your NAF employer pays 70% of this
cost, or $10,290. And as an employee, you pay 30%, or $4,410 in premiums. While we
work hard to minimize cost increases for employees year to year, we must also manage
the ever-increasing cost of health care and prescription drugs to our organization.

2025 plan changes

Aetna Choice® POS II Plan: What the plan pays after the deductible is met will
change from 90% to 80%.

High Deductible Health Plan (HDHP): Each year, the IRS sets minimum in-network
deductible amounts for qualified HDHPs. As a result, we are required to increase the
HDHP deductibles for employee-only coverage for 2025 by $50.
 

Learn more at nafhealthplans.com > Explore benefits.

How to make changes

Visit nafhealthplans.com  to learn more about Aetna’s medical, dental, Rx, vision, and flexible spending accounts and changes for 2025.

• If you live in the National Capitol Region, Southern California, or Hawaii, you may have access to an HMO. Contact your local NAF HR office for information.
• There’s a lot to consider as you make your enrollment decisions for 2025. Talk to ALEX, your interactive benefits counselor, who can help you choose the right benefits based on your needs, budget and preferences. He’s smart, friendly and easy to use. Just give him some basic information and he’ll walk you through your plan options for medical, dental and Flexible Spending Accounts (FSAs). He’ll suggest benefits that match your needs, budget and preferences. Meet Alex now.

• Listen to Aetna’s Open Enrollment conference calls: Aetna representatives will walk you through plan changes and offer opportunities to ask questions. View the conference call times here Call Schedule and Dial in Information.
• Enroll in the health care and/or dependent care Flexible Spending Accounts (FSAs). The Health Care (standard or limited) FSA annual maximum plan contribution limit is $3,300 in 2025. The Health Care (standard or limited) FSA rollover maximum limit is $640 in 2025. 
• To enroll, terminate or update your health, FSA, or short term disability benefits for the 2025 calendar year go to Peoplesoft Self Service 1-30 November to make your elections or changes.
• If you don't have access to Peoplesoft Self Service, please contact your local HR Office for assistance. Paper enrollment forms will only be accepted in rare exceptions
• View the Employee Self Service Guide to Updating Benefit Plans below for a guide to making changes
• Employee Self Service Guide to Updating Benefit Plans

Still have questions?

Visit the new Marine Corps Virtual Benefits Fair to learn about all your 2025 benefits — including medical and dental plans, pension, 401(k), and disability and life insurance plans. You'll find videos, flyers and downloadable enrollment kits to help you choose the right benefits for you and your family. Visit now. The Virtual Benefits Fair (VBF) is live from Friday, 1 November – Saturday, 30 November.